Social science economist (-1985); Stephen’s work covers over 30 years of management consultancy& education in such fields as capital formation, asset productivity, liquidity for entrepreneurshipand wealth valuation. He is an alumnus of the TU Berlin, the Henry George School of SocialScience (NY/Philadelphia), Tokyo U and the Open U of Israel; in his youth, he received aprofessional apprenticeship in industry and worked in medical services. His overall research interestis the informatization of the human society/economy, and he participated in special financialtraining in Zurich and Frankfurt. Stephen is author of 10 books, 100+ articles and several onlinecourses; he likes workshops, learning days/events and e-learning-technology, making humanlearning an exciting adventure or expedition. He is married (-1988), father of 3 children, likes thecantorial arts and loves humor, e.g. the saying that no good deed remains unpunished on this earth.