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Bernardo is an Assistant Professor at FEP (Faculty of Economics at the University of Porto), and researcher at CEF.UP (Center for Economics and Finance at University of Porto). Bernardo's Ph.D. is in Management (Finance) (2021) from the University of Porto. As a Ph.D student, Bernardo visited the Erasmus School of Economics (short-visit) and the European Central Bank (PhD traineeship). Bernardo's research focuses on banking and finance, and his current work addresses the topics of climate risk, sustainable finance and banking resilience. His joint research has been published in international peer-reviewed journals, including the European Journal of Finance. He is a member of the COST Action Group on "Fintech and Artificial Intelligence in Finance - Towards a transparent financial industry".
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Identification

Personal identification

Full name
Bernardo Marques

Citation names

  • Marques, Bernardo P.

Author identifiers

Ciência ID
8D17-3F6F-DBA9
ORCID iD
0000-0001-6289-4116

Email addresses

  • bmarques@fep.up.pt (Professional)

Knowledge fields

  • Social Sciences - Economics and Business

Languages

Language Speaking Reading Writing Listening Peer-review
Portuguese Advanced (C1) Advanced (C1) Advanced (C1) Advanced (C1)
English Advanced (C1) Advanced (C1) Advanced (C1) Advanced (C1)
Education
Degree Classification
2015/09/01 - 2021/03/23
Concluded
 Business and Management Studies (Doutoramento)
Major in Finance
Universidade do Porto Faculdade de Economia, Portugal
"'One Size Does Not Fit All': Linking the Diversity of Business Models to Performance and Resilience in the Banking Sector" (THESIS/DISSERTATION)
2010
Concluded
 Economics (Mestrado)
Universidade Católica Portuguesa Católica Porto Business School, Portugal
 16 valores
2007
Concluded
 Economics (Licenciatura)
Universidade Católica Portuguesa Católica Porto Business School, Portugal
 17 valores
Affiliation

Science

Category
Host institution 		Employer
2024/02/12 - Current Researcher (Research) Centro de Economia e Finanças, Portugal
2023/04/01 - 2024/02/09 Researcher (Research) Universidade Católica Portuguesa Centro de Estudos de Gestão e Economia, Portugal
Universidade Católica Portuguesa Católica Porto Business School, Portugal
2021/09/01 - 2024/02/09 Visiting Researcher (Research) Centro de Economia e Finanças, Portugal
Universidade do Porto Faculdade de Economia, Portugal

Teaching in Higher Education

Category
Host institution 		Employer
2024/02/12 - Current Assistant Professor (University Teacher) Universidade do Porto Faculdade de Economia, Portugal
2014/09/01 - 2024/02/09 Assistant (University Teacher) Universidade Católica Portuguesa Católica Porto Business School, Portugal

Others

Category
Host institution 		Employer
2021/09/27 - 2022/07/31 Advisor Banco Montepio, Portugal
2020/09/01 - 2021/08/31 PhD trainee European Central Bank, Germany
2008/09/01 - 2014/09/01 Consultant Deloitte Portugal, Portugal
Outputs

Publications

Journal article
  1. Alberto Citterio; Bernardo P. Marques; Alessandra Tanda. "The Early Days of Neobanks in Europe: Identification, Performance, and Riskiness". Journal of Financial Services Research (2024): https://doi.org/10.1007/s10693-024-00433-x.
    10.1007/s10693-024-00433-x
  2. Bernardo P. Marques; Carlos F. Alves. "Heterogeneity of business models and banking sector resilience". Journal of Banking Regulation (2023): https://doi.org/10.1057/s41261-023-00227-6.
    10.1057/s41261-023-00227-6
  3. Carlos Francisco Alves; Alberto Citterio; Bernardo P. Marques. "Bank-specific capital requirements". Finance Research Letters 52 (2023): https://ciencia.ucp.pt/en/publications/ec18e03d-404c-44c9-b555-c24afd05bb31.
    10.1016/j.frl.2022.103558
  4. Carlos F. Alves; Marques, Bernardo P.; Joana Silva. Corresponding author: Carlos F. Alves. "Transnational banking supervision, distance-to-distress and credit risk: the SSM case". Applied Economics Letters (2022):
    Accepted
  5. Marques, Bernardo P.; Carlos F. Alves. "The profitability and distance to distress of European banks : do business choices matter?". The European Journal of Finance (2021):
    Accepted • 10.1080/1351847X.2021.1897638
  6. Marques, Bernardo P.; Alves, Carlos F.. "Using clustering ensemble to identify banking business models". Intelligent Systems in Accounting, Finance and Management (2020): http://dx.doi.org/10.1002/isaf.1471.
    10.1002/isaf.1471
Report
  1. Marques, Bernardo; Cruz, Ricardo. 2017. Caixas Agrícolas Independentes: Custos versus Benefícios de Adesão ao SICAM.
  2. Marques, Bernardo; Cruz, Ricardo. 2016. Crédito Agrículo Mútuo em Portugal: Organização e Governance no Quadro da União Bancária Europeia. http://bibliografia.bnportugal.gov.pt/bnp/bnp.exe/registo?1960821.
Thesis / Dissertation
  1. "'One Size Does Not Fit All': Linking the Diversity of Business Models to Performance and Resilience in the Banking Sector". PhD, Universidade do Porto Faculdade de Economia, 2021. https://repositorio-aberto.up.pt/handle/10216/133236.
Working paper
  1. Bernardo P. Marques; Carlos F. Alves. 2021. "Business model diversity and banking sector resilience". https://ciencia.ucp.pt/en/publications/75a035a0-f337-4587-9767-13996c34d779.
Activities

Oral presentation

Presentation title Event name
Host (Event location)
2021/07/05 The profitability and riskiness of European banks: do business choices matter? 11th Portuguese Finance Network,
Universidade do Minho (Braga, Portugal)
2021/05/28 Linking the diversity of business models to the resilience of the banking sector Conference Network Models for Financial Contagion and Systemic Risk,
Universidade de Pávia (Pávia, Italy)
2020/10/16 Using clustering ensemble to identify banking business models Data Science and Statistics Webinar (DaSSWeb)
Universidade do Porto, Faculdade de Economia (Porto, Portugal)
2020/05/19 Using clustering ensemble to identify banking business models 1st FinTech Workshop on AI, Financial Automation and Market Risk,
University College London (Londres, United Kingdom)
2019/12/20 The profitability and riskiness of European banks: does the business model matter? Christmas Workshop in Accounting and Finance 2019,
Universidade do Minho (Braga, Portugal)
2019/06/13 The profitability and riskiness of European banks: does the business model matter?. 6th Young Finance Scholars Conference
University of Sussex (Sussex, United Kingdom)
2019/06/07 The profitability and riskiness of European banks: does the business model matter? 2nd PhD Workshop in Economics and Business Administration,
Universidade do Minho (Braga, Portugal)
2019/02/28 'One size does not fit all': linking the diversity of business models to performance and resilience in the banking sector Sessão de entrega dos Prémios Professor Manuel de Oliveira Marques em Finanças Empresariais
Universidade do Porto, Faculdade de Economia (Porto, Portugal)
2018/07/02 Banking business models: a classification 'horse-race' IFABS 2018 Porto Conference
(Porto, Portugal)
2018/06/15 Banking business models: a classification 'horse-race' Banking business models: a classification ‘horse-race’
Universidade do Minho (Braga, Portugal)
2018/01/03 Banking business models: a classification 'horse-race' 13th Católica Porto Business School Internal Conference
Católica Porto Business School (Porto, Portugal)

Association member

Society Organization name Role
2022/03/03 - Current CA19130 - Fintech and Artificial Intelligence in Finance - Towards a transparent financial industry
Distinctions

Award

2019 Oliveira Marques Award for best PhD project in Corporate Finance
Universidade do Porto Faculdade de Economia, Portugal
2019 Best Poster Award, 6th Young Finance Scholars Conference, University of Sussex

Other distinction

2023 CEEC Individual - 5th edition
Fundação para a Ciência e a Tecnologia, Portugal
2018 FCT Ph.D scholarship
Fundação para a Ciência e a Tecnologia, Portugal
2007 Merit Award, MSc Economics, Portuguese Catholic University - Porto
2004 Merit Award, BSc Economics, Portuguese Catholic University - Porto